Field notes

Practical notes for running a small business.

Playbooks, product notes and field reports from the NAVIZIX team.

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Customers
Customer retention basics for local businesses

Your regulars are the steadiest part of your income. Here is how to see who is coming back, make the next visit easy, win back customers who drift away and stay within UK marketing and review rules.

Customers · 6 min · 29 Oct 2026
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Pricing
How to price a service business without guessing

Most service businesses copy a competitor's price and hope. Start from what an hour really costs you, add the margin you need, then test what customers will pay before you change anything.

Pricing · 7 min · 29 Oct 2026
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Compliance
The UK compliance calendar for small limited companies

VAT, PAYE, Companies House, Corporation Tax, the ICO fee and pensions all run on different clocks. Here is how the deadlines work, grouped by month, quarter, year and three years, so you can build your own calendar.

Compliance · 8 min · 29 Oct 2026
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Finance
How to build a 13-week cash flow forecast for a small business

Profit tells you whether the business works. Cash tells you whether it gets through the next quarter. Here is how to build a 13-week cash flow forecast in an afternoon, and keep it honest every week.

Finance · 7 min · 29 Oct 2026
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Operating
A 30-minute health check for your small business

Eight areas, one honest score each, and two things to fix this month. A simple self-assessment you can repeat every quarter to see whether the business is getting stronger or drifting.

Operating · 7 min · 29 Oct 2026
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Growth
When is the right time to open a second branch?

A second site can double what you built, or split your attention and your cash in half. Use these signs, numbers and checks to decide whether you are ready, and what to try first if you are not.

Growth · 7 min · 29 Oct 2026
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Operating
Why independents that ignore digital tools fall behind within 18 months

Our cohort data of 4,200 UK SMEs shows a widening gap between digitally-equipped operators and the rest, and it widens faster than most owners expect.

Operating · 8 min · 14 May 2026
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Playbook
The new minimum stack: what every service business needs by 2027

CRM, payments, scheduling, reviews, finance, automation, AI replies and a benchmark layer. We map the stack and the order to adopt it in.

Playbook · 7 min · 9 May 2026
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Strategy
AI is not a feature. It is the new operating layer.

Owners who treat AI as a chatbot bolt-on are missing the shift. The leaders route every operating decision through an AI loop, with humans on checkpoints.

Strategy · 9 min · 2 May 2026
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Operating
Lead-response time: the silent killer of small-business revenue

Conversion drops 80% between a 5-minute and a 60-minute reply. Here is the automation pattern that closes that gap in a weekend.

Operating · 6 min · 25 Apr 2026
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Product
Reading your Business DNA fingerprint: a practical guide

Eight dimensions, one fingerprint. What each axis means, which are leading vs lagging indicators, and the three you should look at every Monday.

Product · 5 min · 18 Apr 2026
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Operating
The compounding cost of doing things manually

Manual replies, manual follow-ups, manual reports. We modelled the true annual cost across three SME archetypes — the numbers are larger than most owners think.

Operating · 6 min · 11 Apr 2026
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Playbook
Building a referral engine in 30 days

A step-by-step blueprint: tag your top 20 customers, design the ask, automate the trigger, measure the multiplier.

Playbook · 7 min · 4 Apr 2026
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Trust
Why review-only reputation is a fragile asset

Reviews are weather, not climate. We explain why verified evidence — identity, ownership, compliance, outcomes — is the trust layer that compounds.

Trust · 5 min · 28 Mar 2026
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Benchmarks
Benchmarks beat hunches: what 'good' actually looks like in your category

Most owners don't know whether their numbers are great or mediocre. We show why peer-cohort benchmarks change the questions you ask yourself.

Benchmarks · 6 min · 21 Mar 2026
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Network
Senior 60+ advisors are the unfair advantage independents have been missing

Inside the Encore network: who the advisors are, how they work in the platform, and three short case notes showing what a veteran second pair of eyes changes.

Network · 7 min · 14 Mar 2026